Zarai Taraqiati Bank Limited (ZTBL) Career Opportunities

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Are you a seasoned banking and compliance professional looking for a rewarding career with a premier specialized financial institution in Pakistan? Zarai Taraqiati Bank Limited (ZTBL), a renowned specialized financial institution boasting a wide network of over 500 branches across the country, is inviting applications from energetic and challenge-oriented professionals. ZTBL is seeking individuals with a proven track record and the capacity to serve as a catalyst for transformation in a challenging banking environment.

This comprehensive, search-optimized guide covers all critical details of the ZTBL career advertisement, including position breakdowns, experience and qualification criteria, job responsibilities, general conditions, and a step-by-step application procedure.

Available Positions & Eligibility Overview

ZTBL is hiring across multiple specialized departments (primarily OG-I and OG-II tiers):

Sr.Position Title & GradeNo. of PostsExperience RequiredMinimum Qualification
1Officer – AML Policy, Compliance and Control Unit (OG-II / OG-I)01Minimum 03 years relevant experience (Branch Banking, AML & Compliance preferred).Minimum Bachelor degree from HEC recognized Institute / University.
2Head Compliance & Monitoring Unit (OG-I)01Minimum 05 years relevant experience (Financial audits & reporting preferred).Minimum Bachelor degree from HEC recognized Institute / University.
3Account Monitoring Officer (OG-II)01Minimum 03 years relevant experience (Branch Banking Operations / AML / Compliance).Minimum Bachelor degree from HEC recognized Institute / University.
4AML Analyst – TMU (OG-II)01Minimum 03 years relevant experience (Transaction Monitoring Unit).Minimum Bachelor degree from HEC recognized Institute / University.
5Officer – CFT Desk (OG-II)01Minimum 03 years relevant experience (Sanctions / AML / Compliance).Minimum Bachelor degree from HEC recognized Institute / University.
6Sanction Analyst (OG-II)01Minimum 03 years relevant experience (Sanctions Screening in AML / Compliance).Minimum Bachelor degree from HEC recognized Institute / University.
7Service Quality Analyst (OG-II)01Minimum 03 years relevant experience.Minimum Bachelor degree from HEC recognized Institute / University.
8Customer Experience Officer (OG-II)01Minimum 03 years relevant experience.Minimum Bachelor degree from HEC recognized Institute / University.

Detailed Job Responsibilities & Skill Requirements by Role

1. Officer – AML Policy, Compliance and Control Unit (OG-II / OG-I)

  • Key Responsibilities: Ongoing review of AML/CFT/CPF policies; ensuring bank operations comply with SBP regulations; arranging capacity building programs; coordinating internal/external audits and SBP audits; dealing with administrative matters of posted staff.
  • Required Skills: Knowledge of AML/CFT laws, SBP AML/CFT/CPF regulations; risk assessment expertise; strong coordination skills.

2. Head Compliance & Monitoring Unit (OG-I)

  • Key Responsibilities: Identifying and assessing risks associated with business processes; designing and updating internal control documentation; planning and conducting periodic testing of key controls; coordinating with internal/external auditors.
  • Required Skills: Well-versed in financial audits and reporting processes; strong business process analysis capabilities.

3. Account Monitoring Officer (OG-II)

  • Key Responsibilities: Internal assessment of top depositors as per SBP requirements; account scrutiny and deficiency tracking; monitoring customer accounts including high-risk accounts (PEPs, NGOs, NPOs, Trusts); reviewing periodic ODD exercises.
  • Required Skills: Knowledge of SBP AML/CFT/CPF regulations, account opening documentation, customer due diligence (CDD/EDD), and branch operations.

4. AML Analyst – TMU (OG-II)

  • Key Responsibilities: Extracting and submitting Currency Transaction Reports (CTRs) to regulatory authorities; managing workflow of alert monitoring in TMS; reviewing and investigating AML alerts; preparing office notes for STRs to FMU.
  • Required Skills: Transaction monitoring expertise, customer risk assessment, detection and reporting of suspicious transactions.

5. Officer – CFT Desk (OG-II)

  • Key Responsibilities: Supporting and developing counter-terrorist financing programs; covering customer onboarding, customer due diligence (CDD, COD, EDD), name screening, and customer risk profiling; ensuring compliance of entity-wide CFT programs.
  • Required Skills: Expertise in counter-terrorism financing regulations, sanctions screening, and liaison with LEAs/FIA/CTD.

6. Sanction Analyst (OG-II)

  • Key Responsibilities: Conducting periodic screening of accounts; adding and deleting PEPs/DPPs in Sanctions Compliance Management Systems (SCMS); freezing and reporting accounts of PEPs/DPPs/Entities; updating NACTA, UNSCR, and OFAC lists.
  • Required Skills: Local and global watchlist familiarity, detection and reporting of suspicious transactions.

7. Service Quality Analyst (OG-II)

  • Key Responsibilities: Collecting and compiling data to measure performance of field functionaries/branches; analyzing service quality checklists and customer feedback forms; identifying grey areas and drafting action plans; reviewing recurring anomalies.
  • Required Skills: Advanced Excel, MIS management, analysis, and report writing.

8. Customer Experience Officer (OG-II)

  • Key Responsibilities: Arranging independent research/surveys to measure implementation of SQ standards in FTC regime; evaluating customer perception; conducting periodic analyses to bridge identified gaps through customer’s complaints.
  • Required Skills: Liaison, MIS management, research, and reporting.

General Eligibility & Terms

  • Age Limits: Maximum age limit is 40 years for OG-I and 35 years for OG-II as of the closing date to apply.
  • Remuneration: Market-competitive remuneration will be offered.
  • Equal Opportunity: ZTBL is an equal opportunity employer; females and PWDs are encouraged to apply.
  • Application Deadlines & Rules: Only short-listed candidates will be called for interviews. No TA/DA will be admissible for tests/interviews. Convicted individuals or dismissed/terminated employees from previous employers are ineligible.
  • Closing Date to Apply: November 22, 2026.

Step-by-Step Procedure to Apply

  1. Visit Official Career Portal: Go to the official ZTBL job application website at https://www.ztbl.com.pk/jobs.
  2. Review Advertised Roles: Examine the specific requirements, duties, and grading criteria for the position you wish to apply for.
  3. Register / Complete Profile: Create your account or log in to the ZTBL recruitment portal using your credentials.
  4. Fill Out the Online Application Form: Provide accurate academic records, professional experience details, and personal information matching the eligibility criteria (e.g., minimum Bachelor’s degree and relevant banking experience).
  5. Review and Submit: Verify all entered details carefully. Only online submission of applications within due date will be accepted (applications via other mediums are not entertained). Submit your application before November 22, 2026.

Part 2: Urdu Job Post (زرعی ترقیاتی بینک لمیٹڈ – ملازمت کے شاندار مواقع)

تعارف

کیا آپ پاکستان کے ایک معروف اور خصوصی مالیاتی ادارے میں اپنے بینکنگ کیریئر کو آگے بڑھانے کے خواہشمند ہیں؟ زرعی ترقیاتی بینک لمیٹڈ (ZTBL)، جو پورے ملک میں 500 سے زائد برانچوں کا وسیع نیٹ ورک رکھتا ہے، نے متحرک اور تجربہ کار پروفیشنلز سے درخواستیں طلب کی ہیں۔ بینک کو ایک چیلنجنگ ماحول میں تبدیلی کا محرک بننے کے لیے قابل اور پرجوش افراد کی تلاش ہے۔

یہ جامع گائیڈ آپ کو دستیاب آسامیوں، اہلیت کے معیار، ذمہ داریوں اور آن لائن درخواست دینے کے مرحلہ وار طریقہ کار سے آگاہ کرتی ہے۔

دستیاب آسامیاں اور خلاصہ

ZTBL درج ذیل شعبوں میں بھرتیاں کر رہا ہے (OG-I اور OG-II گریڈز):

  1. آفیسر – AML پالیسی، کمپلائنس اینڈ کنٹرول یونট (OG-II / OG-I): کم از کم 3 سال کا متعلقہ تجربہ اور ایچ ای سی سے منظور شدہ کم از کم بیچلر ڈگری۔
  2. ہیڈ کمپلائنس اینڈ مانیٹرنگ یونট (OG-I): فنانس آڈٹ اور رپورٹنگ کا کم از کم 5 سال کا تجربہ۔
  3. اکاؤنٹ مانیٹرنگ آفیسر (OG-II): برانچ بینکنگ اور AML کا کم از کم 3 سال کا تجربہ۔
  4. AML اینالس‍ٹ – TMU (OG-II): ٹرانزیکشن مانیٹرنگ یونট میں 3 سال کا تجربہ۔
  5. آفیسر – CFT ڈیسک (OG-II): سنکشنز اور AML/কমپلائنس میں 3 سال کا تجربہ۔
  6. سنکشن اینالس‍ٹ (OG-II): سنکشن اسکریننگ کا کم از کم 3 سال کا تجربہ۔
  7. سروس کوয়ালিটি اینالس‍ٹ (OG-II): متعلقہ فیلڈ میں 3 سال کا تجربہ اور بیچلر ڈگری۔
  8. کاسٹومر ایکسپیرینس آفیسر (OG-II): متعلقہ بینکنگ تجربہ اور بیچلر ڈگری۔

اہم شرائط و ضوابط

  • عمر کی حد: OG-I کے لیے زیادہ سے زیادہ عمر 40 سال اور OG-II کے لیے 35 سال مقرر ہے (آخری تاریخ تک)۔
  • تنخواہ اور مراعات: مارکیٹ کے مطابق بہترین مسابقتی پیکج دیا جائے گا۔
  • کوٹہ: خواتین اور معذور افراد (PWDs) کو اپلائی کرنے کی بالخصوص ترغیب دی جاتی ہے۔
  • شارٹ لسٹنگ: صرف شارٹ لسٹ امیدواروں کو انٹرویو کے لیے بلایا جائے گا، کوئی TA/DA نہیں دیا جائے گا۔
  • آخری تاریخ: درخواست جمع کرانے کی آخری تاریخ 22 نومبر 2026 ہے۔

آن لائن درخواست دینے کا مرحلہ وار طریقہ کار (Step-by-Step Procedure)

  1. آفیشل پورٹل وزٹ کریں: ZTBL کی آفیشل جاب ویب سائٹ https://www.ztbl.com.pk/jobs پر جائیں۔
  2. پوزیشن کا انتخاب کریں: اپنی قابلیت اور تجربے کے مطابق مطلوبہ پوسٹ کا مطالعہ کریں۔
  3. اکاؤنٹ بنائیں: پورٹل پر اپنا اکاؤنٹ رجسٹر کریں یا لاگ ان کریں۔
  4. فارم پُر کریں: اپنی تعلیمی اسناد، پیشہ ورانہ تجربہ اور ذاتی معلومات درست طور پر آن لائن فارم میں درج کریں۔
  5. آخری سبمشن: تمام معلومات کی جانچ پڑتال کے بعد تاریخِ تنقیح (22 نومبر 2026) سے پہلے اپنی درخواست آن لائن جمع کروا دیں۔ یاد رکھیں کہ صرف آن لائن درخواستیں ہی قبول کی جائیں گی۔
Zarai Taraqiati Bank Limited (ZTBL) Career Opportunities